Keep up to date with the latest information on Lifestyle Financial Planning

honey badger

Live like a Honey Badger

Earlier this week I had a catch-up Zoom meeting with an old friend whom I have known through many years in the Financial Planning industry. The difference between us is that while I have been a client facing adviser, he has mostly been on the Corporate side of the industry. The topics he was keen...

Retired Couple

Using Downtime To Think About Retirement

The coronavirus pandemic has forced many older workers to reassess their careers and how they view retirement. Folks who are fortunate enough to be working from home might be coping with a mix of technological hurdles, while also enjoying more family time and more flexible hours. Too many others ...

Read More

Using Downtime To Think About Retirement

The coronavirus pandemic has forced many older workers to reassess their careers and how they view retirement. Folks who are fortunate enough to be working from home might be coping with a mix of technological hurdles, while also enjoying more family time and more flexible hours. Too many others ...

Retired Couple

What We Can & Can't Do as Lifestyle Financial Planners

We are a qualified, client-centered lifestyle financial planners committed to creating sustainable plans which are personally tailored. We enable our clients to live their dream lifestyle through careful planning and coaching. What We Can Do: 1. Help you clarify and achieve your hopes and dream...

Top 5 Things I've Learned in 16 Years as a Lifestyle Financial Planner

Here we are nearing the end of 2019, another year nearly over and another year where capital markets have done very little. The only news we hear seems to be bad news be it locally or internationally, it is so easy to get despondent, what are we to do?In the 28 years I have been in the Financial ...

Read More

Top 5 Things I've Learned in 16 Years as a Lifestyle Financial Planner

Here we are nearing the end of 2019, another year nearly over and another year where capital markets have done very little. The only news we hear seems to be bad news be it locally or internationally, it is so easy to get despondent, what are we to do?In the 28 years I have been in the Financial ...

What is a Real Return?

In our industry, there is a very high focus on returns. If you open the financial magazines you’ll see everyone advertising that they have the best returns over some time - we’re talking about 10, 12, 15, 20% returns. What is important, however, is what this return means to you and your financial...

Millennials, Listen Up!

Millennials, listen up!

"I’m not earning enough to save for retirement”. “Retirement is so far away; I’ll worry about it closer to the time” “I’ll start saving once I start earning more” “I first want to do X, Y, and Z” These are all some of the common reasons why millennial's are not saving for retirement. In Sou...

Read More

Millennials, listen up!

"I’m not earning enough to save for retirement”. “Retirement is so far away; I’ll worry about it closer to the time” “I’ll start saving once I start earning more” “I first want to do X, Y, and Z” These are all some of the common reasons why millennial's are not saving for retirement. In Sou...

Millennials, Listen Up!

Traditional vs Lifestyle Financial Planning

Traditional Financial Planning Let’s say you inherit a large sum of money, or win the lottery, and decide to go to a financial planner to assist you with managing those funds. In most cases, they would follow the traditional approach to financial planning and follow four steps to determine wha...

Client Care | What To Expect From Our Client Onboarding Process

Lifestyle Financial Planning and Our Onboarding Process Client Care follows the philosophy of Lifestyle Financial Planning. This involves getting to know our clients well, understanding how they got to where they are now and their future goals and aspirations in order to tailor a Lifestyle Finan...

Read More

Client Care | What To Expect From Our Client Onboarding Process

Lifestyle Financial Planning and Our Onboarding Process Client Care follows the philosophy of Lifestyle Financial Planning. This involves getting to know our clients well, understanding how they got to where they are now and their future goals and aspirations in order to tailor a Lifestyle Finan...

0

Knowing More Part 4: Financial Literacy for Beginners

Know What You’re Paying For Fees. The one word that sends shivers down the spine of any crooked, sly or cunning financial professional. The one topic that is conveniently “forgotten” in discussions, often hidden away in the fine print and between over-complex terms, containing conditions that th...

Lifestyle Financial Planning Uk

More than 150 clients? Chances are you are not doing Financial Planning

Having been in the Financial Planning industry for over 26 years it is wonderful to see how we are moving from a sale driven approach to one where the clients needs take centre stage. We as Financial Planners, are moving from transactional to transitional relationships with our clients. There ar...

Read More

More than 150 clients? Chances are you are not doing Financial Planning

Having been in the Financial Planning industry for over 26 years it is wonderful to see how we are moving from a sale driven approach to one where the clients needs take centre stage. We as Financial Planners, are moving from transactional to transitional relationships with our clients. There ar...

Lifestyle Financial Planning Uk
0 (1)

Knowing More Part 3: Can You Stomach the Risk?

Anyone who did basic accounting at school or an “Introduction to Business” module at university will be able to tell that an Asset is something that brings value to a company or is seen as something good for a business. They will list things such as buildings, computers, desks, chairs, company ca...

Dirk talks to Moneyweb on what to look for when choosing a financial planner

Dirk Groenewald, CFP® of Client Care provides clarity in answering these questions: - What should one look for when choosing a financial planner?- How does one know if the advice you are getting is the best for you?- What should I be charged, how should I pay?- What should a financial planner no...

Read More

Dirk talks to Moneyweb on what to look for when choosing a financial planner

Dirk Groenewald, CFP® of Client Care provides clarity in answering these questions: - What should one look for when choosing a financial planner?- How does one know if the advice you are getting is the best for you?- What should I be charged, how should I pay?- What should a financial planner no...

Are Corporates In Sa’s Financial Planning

Are Corporates in SA’s Financial Planning Industry at war with themselves?

The Financial Planning industry in South Africa is busy undergoing big changes. The purpose of these changes is to professionalise the industry for the ultimate benefit of the man in the street. Proper Financial advice is still too scarce in an industry that is driven by Financial Planning corpor...

Business Money Pink Coins

Knowing More Part 2: Financial Literacy for Beginners

Volume 2: Compulsory vs Flexible Money How many times were you told as a child that you would only receive your pocket money once you had completed all your chores? This meant that you were only paid after slaving away at washing dishes, mowing the lawn, making your bed and removing the garbage ...

Read More

Knowing More Part 2: Financial Literacy for Beginners

Volume 2: Compulsory vs Flexible Money How many times were you told as a child that you would only receive your pocket money once you had completed all your chores? This meant that you were only paid after slaving away at washing dishes, mowing the lawn, making your bed and removing the garbage ...

Business Money Pink Coins
Knowing More (1)

Knowing More Part 1: Financial Literacy for Beginners - Products vs Funds

Published on rnews.co.za Thirty days have November, April, June, and September. February has 28 alone, and all the rest have 31. Except January, which has 74. With the first (and what seemed the longest) month of 2018 behind us, it’s time to relook those new year’s resolutions that some may h...

Is Bitcoin The Future

Is Bitcoin the future or the Destroyer of families?

Early in the New Year I sat with my extended family celebrating a birthday at a beautiful venue outside Plettenberg Bay. The ages of all 18 present ranged from 18 to 58 although in our clan age does not protect anyone from banter or voicing their opinion. Discussions and chirps ranged from the go...

Read More

Is Bitcoin the future or the Destroyer of families?

Early in the New Year I sat with my extended family celebrating a birthday at a beautiful venue outside Plettenberg Bay. The ages of all 18 present ranged from 18 to 58 although in our clan age does not protect anyone from banter or voicing their opinion. Discussions and chirps ranged from the go...

Is Bitcoin The Future
Screen Shot 2017 11 22 At 9.25.02 Am 555x245 Cover

Investing where safety comes first

Published on moneyweb.co.za Q: I'm looking to invest R100 000 for returns of around 10%-12%, in a safe environment where I don't lose the money I originally invested. A: I think it’s important that we get the correct framing for what you are asking in your question. You refer to the following...

Fees Vs Value

Does the value vs fees debate encourage activity which erodes value?

There is much talk these days about fees vs value added in the Financial Planning environment and quite rightly so; but can this lead to unintended consequences that are detrimental to clients? I was chatting to my wife this morning, who is also our business' book-keeper, when she reminded me of...

Read More

Does the value vs fees debate encourage activity which erodes value?

There is much talk these days about fees vs value added in the Financial Planning environment and quite rightly so; but can this lead to unintended consequences that are detrimental to clients? I was chatting to my wife this morning, who is also our business' book-keeper, when she reminded me of...

Fees Vs Value
Buy To Let

Is the aggressive marketing of buy-to-let property schemes to the uneducated investor morally correct?

We are living in a time when markets are flat, interest rates are low, essentials are getting more expensive and the man on the street is desperate to increase his personal wealth and secure his families financial future. These factors all combine to create a "perfect storm" for all kinds of get-...

Slim Shady

Will the real Financial Planners please stand up, please stand up!

I woke up this morning with Slim Shady singing in my head and his words got me thinking about the Financial Planning Industry which I love and loathe at the same time. Love because of the difference I see REAL Planners make in their clients lives; and loathe because of the old school type brokers...

Read More

Will the real Financial Planners please stand up, please stand up!

I woke up this morning with Slim Shady singing in my head and his words got me thinking about the Financial Planning Industry which I love and loathe at the same time. Love because of the difference I see REAL Planners make in their clients lives; and loathe because of the old school type brokers...

Slim Shady
Dirk

Does how Life Assurers pay their Consultants show their true colours?

The changes happening in the Financial Services Industry are aimed at making Financial Planning a Profession, similar to Accounting and Law with the outcome being that the end user/client gets a Professional service and a fair deal. There is no place in the future for commission-driven sales peop...

Let's talk financial planning